Use Your VA Benefits to Buy in San Diego
San Diego is home to one of the largest military communities in the country. Rudy Flores, working with the Patti & Jeff McKelvey Team, helps service members, veterans, and their families put VA loan benefits to work here.
(619) 392-6714Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Rodrigo Ballon with CrossCountry Mortgage, at 858-735-0255. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
What the VA loan benefit generally offers
Every buyer's situation is different — confirm current details with a VA-approved lender.
$0 Down Payment Option
Eligible buyers can often finance up to 100% of the purchase price with no down payment required.
No Monthly PMI
VA loans generally don't require private mortgage insurance, unlike most low-down-payment conventional loans.
Reusable Entitlement
VA loan benefits can often be used more than once over your lifetime, subject to eligibility and entitlement.
Certificate of Eligibility
Your lender or the VA can help you pull your Certificate of Eligibility (COE) to confirm your benefit.
Rudy Flores
Real Estate Strategist, Realtor®, Coldwell Banker West
Rudy Flores helps military families buy homes across San Diego County — from neighborhoods near Naval Base San Diego and MCAS Miramar to communities further inland — with the backing of the Patti & Jeff McKelvey Team's 40 years of real estate experience. Rudy coordinates with VA-approved lenders on the loan side so you can focus on finding the right home.
Read Patti’s book. Real Estate Magic: How a Real Estate Rock Star Helped 6,000 Families Attain the American Dream is available free through Amazon Kindle and in paperback. Get Patti McKelvey’s book on Amazon
Let's Talk About Your VA Benefits
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VA loan program terms and eligibility are set by the U.S. Department of Veterans Affairs and your lender. This site provides general information only — always confirm current requirements with a VA-approved lender.